Terms and Conditions

1. Introduction

These Terms and Conditions ("Terms") govern your use of UBEA's educational services, website, and any related applications or platforms. By accessing or using our services, you agree to be bound by these Terms. If you disagree with any part of these terms, you may not access our services.

UBEA ("we," "our," or "us") provides educational services, courses, and related content to students and educational institutions. These Terms apply to all users of our services.

2. Definitions

3. Acceptance of Terms

By using our services, you confirm that you have read, understood, and agree to be bound by these Terms. You also confirm that you are at least 18 years old or have parental/guardian consent to use our services.

We reserve the right to modify these Terms at any time. Continued use of our services after such modifications constitutes acceptance of the updated Terms.

4. Subscription and Payment Terms

4.1 Subscription Packages

UBEA offers various subscription packages that provide access to our educational services and content. Subscription details, pricing, and features are clearly outlined at the time of purchase.

4.2 Non-Refundable Policy

All subscription packages are non-refundable. Once a subscription is purchased and activated, no refunds will be provided, regardless of usage or satisfaction level. This policy applies to all subscription types and payment methods.

4.3 Annual Renewal

Subscriptions are automatically renewed annually unless cancelled before the renewal date. You will be notified via email at least 30 days before your subscription renews. To cancel automatic renewal, you must contact our support team or use the cancellation option in your account settings.

4.4 Payment Processing

All payments are processed securely through our authorized payment processors. By providing payment information, you authorize us to charge the applicable fees to your chosen payment method.

5. User Responsibilities

As a user of our services, you agree to:

• Provide accurate and complete information when creating an account
• Maintain the security of your account credentials
• Use our services only for lawful and educational purposes
• Respect intellectual property rights and not copy or distribute content without permission
• Not attempt to gain unauthorized access to our systems or other users' accounts
• Report any security concerns or violations immediately

6. Prohibited Activities

The following activities are strictly prohibited:

• Sharing account credentials with others
• Attempting to reverse engineer or hack our systems
• Using our services for commercial purposes without authorization
• Uploading malicious content or engaging in cyberbullying
• Violating any applicable laws or regulations
• Interfering with other users' access to our services

7. Intellectual Property Rights

All content, materials, and intellectual property provided through our services remain the exclusive property of UBEA or our licensors. Users are granted a limited, non-exclusive, non-transferable license to access and use the content for educational purposes only.

You may not reproduce, distribute, modify, or create derivative works from our content without explicit written permission.

8. Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our services, you consent to our Privacy Policy.

9. Service Availability

We strive to maintain high service availability but cannot guarantee uninterrupted access. Our services may be temporarily unavailable due to:

• Scheduled maintenance and updates
• Technical issues or system failures
• Force majeure events beyond our control
• Network or internet connectivity issues

We will provide reasonable notice for scheduled maintenance when possible.

10. Limitation of Liability

To the maximum extent permitted by law, UBEA shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services. Our total liability shall not exceed the amount paid by you for the subscription in the 12 months preceding the claim.

11. Termination

We may terminate or suspend your access to our services immediately, without prior notice, for any breach of these Terms. Upon termination:

• Your right to use our services will cease immediately
• You will lose access to all content and features
• No refunds will be provided for unused subscription time
• All provisions of these Terms shall survive termination

12. Governing Law and Disputes

These Terms shall be governed by and construed in accordance with the laws of the State of Maryland, United States. Any disputes arising from these Terms or your use of our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

13. Contact Information

If you have any questions about these Terms and Conditions, please contact us: